Part 2: When It Comes Time To Borrow

Bank Loans
How banks make money; the loan-decisioning process; how loan amortization works; how financing can manipulate your purchasing decisions; consumer loan agreement terms and conditions; loan refinancing and recasting alternatives; how to avoid ending up with an underwater loan.

Student Loans
The government loan program; private loans; peer-to-peer education loans; six strategies for controlling overall student loan debt; recent developments.

Leases
How leasing companies make money; mechanics, policies and practices; the key components of a typical auto lease; strategies for success.

Credit Cards
How credit card companies make money; credit card mechanics, policies and practices; prepaid cards; credit cards and cellphone charges; five strategies for controlling credit card use.

Debt Management Strategies
Prioritizing your borrowing options; four key decision-making strategies.